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- From the zebra "The State of Auto Insurance 2018". "Analysis comprises annual auto insurance premium data across all United States zip codes for a base driver profile and includes top national insurance companies."
- Premium increases are on top of the fine itself. For example, the fine for 21 MPH over the speed limit is $160 plus 2 points.
- Speed camera citations ($40 fine) do not affect insurance rates since no points are assessed.